Top Insurance Stocks in India 2025

Table of Contents

Best Insurance Stocks of 2025 in India – Complete Information in Hindi

The insurance sector in India is growing rapidly. Be it life insurance, health insurance or property insurance – insurance companies provide security to people as well as long-term stability to investors. Due to government policies, digitalization and awareness, insurance company stocks are giving good returns. If you are also looking for the best insurance stocks of 2025 India, then this article will prove to be helpful for you.

State of Insurance Sector in India

The insurance sector in India has grown tremendously in the last few years. The life insurance market is registering a growth of 32-34% every year. India is currently the fifth largest life insurance market in the world. The increasing convenience of buying insurance online and regulatory changes have taken this sector to new heights.

Types of Insurance Stocks in India

In India, insurance company stocks are mainly of two types:

1. Life Insurance Stocks – Those that sell life insurance related products such as term life, endowment, pension plans etc.

2. Life Insurance Stocks – which cover health, motor, travel, property etc.

Top 10 Insurance Company Stocks of 2025 in India

There are many companies in India that have a strong hold in the insurance sector. Here is the list of best insurance stocks for 2025:

Sr No.	Name	Market Cap Type
1	SBI Life Insurance Company Ltd	Large Cap
2	Life Insurance Corporation of India (LIC)	Large Cap
3	HDFC Life Insurance Company Ltd	Large Cap
4	ICICI Prudential Life Insurance Company Ltd	Mid Cap
5	General Insurance Corporation of India	Mid Cap
6	ICICI Lombard General Insurance Company Ltd	Mid Cap
7	Bajaj FinServ Ltd	Large Cap
8	New India Assurance Company Ltd	Small Cap
9	Max Financial Services Ltd	Mid Cap
10	Star Health & Allied Insurance Company Ltd	Small Cap

Some of the major companies to look at

🔹 SBI Life Insurance: One of the leading insurance companies in India. The company has a strong hold with a vast network of over 1,000 offices, thousands of agents and branches across the country.

🔹 LIC India: The oldest and largest insurance company. Policies like life insurance, Jeevan Labh are very popular. Although the performance of the stocks was mixed, the fundamentals are strong.

🔹 HDFC Life Insurance: HDFC Life is a trusted name among investors with its great network and strong financial position.

🔹 ICICI Prudential: A joint venture of ICICI Bank and Prudential Corporation. The company’s life insurance plans and mutual fund schemes are in great demand.

🔹 General Insurance Corporation: India’s largest reinsurance company. Covers many sectors like agriculture, health, engineering.

Insurance Stocks – Comparison by Returns

Top Insurance Stocks by 1 Year Returns

Sr No.	Name	1 Year Return %
1	ICICI Prudential Life Insurance Company Ltd	32.56
2	General Insurance Corporation of India	30.14
3	ICICI Lombard General Insurance Company Ltd	28.62
4	Max Financial Services Ltd	21.75
5	Bajaj FinServ Ltd	8.5

Top insurance stocks according to 5 years of return

Sr No.	Name	5 Year Return %
1	Max Financial Services Ltd	102.69
2	Bajaj FinServ Ltd	79.84
3	General Insurance Corporation of India	74.67
4	SBI Life Insurance Company Ltd	49.39
5	ICICI Lombard General Insurance Company Ltd	44.83

Health Insurance Companies

The health insurance sector in India is also growing rapidly. Some of the major health insurance companies:

Sr No.	Name	Market Cap Type
1	Star Health & Allied Insurance Company Ltd	Small Cap
2	ICICI Lombard General Insurance Company Ltd	Mid Cap
3	Niva Bupa Health Insurance	Mid Cap
4	Aditya Birla Health Insurance	Mid Cap
5	HDFC Ergo General	Mid Cap

Insurance companies offering high dividend yield

Sr No.	Name	Dividend Yield %
1	General Insurance Corporation of India	2.28
2	LIC	1.19
3	New India Assurance Company Ltd	1.08
4	Medi Assist Healthcare Services Ltd	0.69
5	ICICI Lombard General Insurance Ltd	0.33

Conclusion

The insurance sector in India is considered good for long-term growth and stability. If you want to invest in insurance company stocks, you can keep an eye on the stocks of companies like SBI Life Insurance, LIC, HDFC Life, ICICI Prudential. Before investing, make sure to properly check the company’s fundamentals, claims and loss ratio, market conditions and risk strategy.